Credit Analyst Resume

Added on July 3, 2011 in Accounting and Banking Resumes, C by admin

Amy Hayes

124 San Vicente Blvd, Los Angeles, CA 90001

(609) 777-7777 Home •

Branch Manager

Credit Analyst/Commercial Credit/Consumer Credit/Credit Administration/Credit Management/ Lending Office/Finance and Budgeting/Personnel Manager

Strong commitment to excellence. Dynamic presentation, communication, and marketing skills. Distinguished performance encompassing a steady advancement of increasing accomplishments resulting in fast-track promotion and progressively responsible banking duties. Motivated, results-oriented individual. Excellent planning, organizational, development and leadership qualifications. High-impact negotiator, spokesperson, and client service manager.

Professional Experience

Microfinancial, Regional Credit Manager: Manage 30 employees covering a tri-state region. Analyze competitor programs and develop marketing strategies for competitive market positioning to increase market share. Communicate effectively with dealers to initiate, develop, and maintain customer relationships and client satisfaction. Reporting, record keeping, and documentation of business deals, self-audits, and budget control. Manage and track funding goals of credit analysts Performance management of staff through effective training and evaluations. Conduct regular staff meeting and communicate company policy and procedures. Design, development, and implementation of effective succession plan to reduce staff turnover. (2006 – Present)

Regional Branch Manager: Managed 16 employees covering the entire West Coast. Regulated and coordinated all aspects of branch operation to achieve volume and profit goals. Managed branch operation within established guidelines and budget parameters. Scope of responsibilities included lending, collections, marketing and sales; administration and personnel. Hired, organized, trained, and evaluated personnel in all phases of branch operations. Motivated production while organizing marketing activities and strategies in a changing market. Facilitated monthly market, projection, and production reports for Senior and Regional Vice Presidents. Generated quality customer service and ongoing customer loyalty. (2005 – 2006)

Assistant Manager: Evaluated and reviewed credit applications submitted by auto dealerships for credit line and contract purchase in accordance with company policy. Supervised office staff to ensure company policy and procedures. Performance management, training, and evaluation of personnel. (2002 – 2005)

Pacific City Bank, Loan Officer/Credit Analyst: Conducted all aspects of consumer and commercial lending. Cultivated and maintained customer relationships through quality customer service. Promoted from entry-level trainee to Associate Loan Officer to Loan Officer/Credit Analyst within a 2-year period. Scope of responsibilities included cash flow, credit, financial statements, and budget spreadsheet analysis. (2000 – 2002)

Licenses and Education

Licensed Real Estate Agent (2003 – Present)

Bachelor of Arts, Economics, University of Southern California (2000)

Volunteer Work

Meals on Wheels, Big Sister

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